Waterfront - Primary on Main
Address
1828 N Royal Oaks Drive, Monticello, IN
Price
$ 439,900
Property Attributes
- MLS#202616437
- TypeSingle Family
- Listing Status Active
- CountyWHITE
- CityMonticello
- AreaUnion
- NeighborhoodRoyal Oak
- Zip47960
- StyleRanch
- Year Built1977
- Taxes$ 2918
- Price$ 439,900
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2082
- Lot Size1.32 Acres
Data Source:
Indiana Regional MLS (IRMLS)
Property Description
Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.
| Elementary School | Middle School | High School |
|---|---|---|
| Twin Lakes Elementary School | Twin Lakes Middle School | Twin Lakes High School |
| Price History | |
|---|---|
| 5/4/2026 | Listed $475,000 |
| 5/22/2026 | 4$459,900 |
| 6/8/2026 | 3$449,900 |
| 6/25/2026 | 3$439,900 |
General Features
| Sewer | Regional |
|---|---|
| Heating | Gas,Conventional,Forced Air |
| Kitchen Level | Main |
| Cooling | Central Air |
| Laundry Y/N | Main |
| Fireplaces | Yes |
| Water Access Type | Lakefront |
| Garage | Attached |
| Amenities | Antenna,Bar,Ceiling Fan(s),Closet(s) Cedar,Closet(s) Walk-in,Countertops-Solid Surf,Deck Open,Deck on Waterfront,Dryer Hook Up Electric,Generator Built-In,Range/Oven Hook Up Elec,Main Level Bedroom S |
| Status | Active |
| Full Baths | 3 |
| Bathrooms | 3 |
| Year Built | 1977 |
| New Construction | No |
| Subdivision | Royal Oak(s) |
| Style | One Story |
| Township | Union |
| Class | RESIDENTIAL |
| Type | Site-Built Home |
| Age | 49 |
| FIPS Code | 18181 |
| Associated Document Count | 3 |
| REO | No |
| Status | Active |
| Auction Y/N | No |
| Dining Room Level | Main |
| Annual Taxes | 2918.74 |
| Area | White County |
| High School | Twin Lakes |
| City | Monticello |
| School District | Twin Lakes School Corp. |
| Assoc. Dues Frequency | Annually |
| HOA Fees $ | 500 |
| Energy Efficient | HVAC |
| Architectural Style | Ranch |
| Total Sq Ft | 2378 |
| Elementary School | Twin Lakes |
| Middle School | Twin Lakes |
| Legal Description | ROYAL OAKS SUB 1 LOT 4,OYAL OAKS SUB 1 100' S/S LOT 3 |
| Virtual Tour | https://www.propertypanorama.com/instaview/irmls/202616437 |
| Agent First Name | Gregory |
| Agent Last Name | Vogel II,Gri |
| DOM | 138 |
| Tax Year | 2026 |
Interior Features
| Basement | Crawl,Partial Basement,Partially Finished |
|---|---|
| Fireplace(s) | 1 |
| Kitchen Length | 13 |
| Kitchen Width | 11 |
| Beds | 4 |
| Total Rooms | 8 |
| Dining Room Length | 10 |
| Dining Room Width | 11 |
| Fireplace | Living/Great Rm,Gas Log |
| Family Room Width | 12 |
| Living Room Width | 12 |
| Family Room Length | 19 |
| Living Room Length | 18 |
| Full Baths Main | 2 |
| Total Finished SqFt | 2082 |
| Basement Y/N | Yes |
| Above Grade Bedrooms | 3 |
| Below Grade Baths | 1 |
| Below Grade Bedrooms | 1 |
| Full Baths Below Grade | 1 |
| 1st Bedroom Level | Main |
| 1st Bedroom Width | 12 |
| 2nd Bedroom Length | 12 |
| 2nd Bedroom Level | Main |
| 2nd Bedroom Width | 20 |
| 3rd Bedroom Length | 10 |
| 3rd Bedroom Level | Main |
| 3rd Bedroom Width | 13 |
| 4th Bedroom Length | 22 |
| 4th Bedroom Level | Basement |
| 4th Bedroom Width | 12 |
| Above Grade Finished SqFt | 1802 |
| Below Grade Finished SqFt | 280 |
| Below Grade Unfin. SqFt | 296 |
| Living/Great Rm Level | Main |
| Basement Material | Block |
Exterior Features
| Exterior | Brick,Wood |
|---|---|
| Water Frontage | 200 |
| Pool | No |
| Waterfront | Lake |
| Garage Length | 28 |
| Garage Width | 24 |
| Lot Size Area | 57499 |
| Lot Dimensions | 1.3 acre |
| Lot Description | Partially Wooded,Waterfront,0-2.9999,Lake,Water View,Waterfront-High Bank |
| Garage SqFt | 672 |
| Well Type | Community |
| Water Name | Lake Freeman |
| Approx. Lot Size Acres | 1.32 |
| Garage Capacity | 2 |
| Lake | Ski Lake |
| Waterfront Y/N | Yes |
| Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided by the Indiana Regional MLS.
Information last updated on September 21, 2026 3:21 PM UTC
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than NextHome Wilson Real Estate Services are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker.
© 2026 Metro Search, Inc.
MIBOR REALTOR® Association All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than NextHome Wilson Real Estate Services may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Last Updated: September 21, 2026 3:15 PM UTC
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program. Real estate listings held by IDX Brokerage firms other than NextHome Wilson Real Estate Services are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing IDX Brokers. This information is provided exclusively for personal, non-commercial use and may not be used for any purpose other
Heart of Kentucky Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
